Pricing
Start free. Upgrade for the full income what-if sweep, every row and policy, the Excel workbook, and the monthly, what-if and 1095-A CSVs. Your data stays on your device on every plan.
Free
- Any number of 1095-A rows
- Full Form 8962 estimate, every month and every check
- 5 income scenarios, 12 rows and 1 policy shown, print with a footer
- No signup, nothing uploaded
7-day pass
- 7 days of Pro, no subscription
- Full income what-if sweep past the 400% line
- Every row and policy, print without footer
- Excel workbook and monthly, what-if and 1095-A CSVs
Pro Monthly
- Everything in Pro
- Re-check when your income changes
- All exports
- Cancel anytime
Pro Yearly Best value
- Everything in Pro
- Open enrollment through April filing
- Costs less than 6 months of monthly
Prices in USD. Secure checkout by Polar, our merchant of record (its checkout shows our seller name, Launchtools). Sales tax is added at checkout in the US, Canada and India; elsewhere VAT/GST is included. Already bought? Enter your license key.
FAQ
Do I need an account?
No. Pro is unlocked with a license key you receive after checkout. Paste it into Premtally once on each browser you use.
Is there a size limit?
No. Every plan reads any number of 1095-A rows and totals them all; the free plan shows 5 income scenarios, the first 12 rows and the first policy.
Can I cancel?
Yes. Cancel monthly and yearly plans anytime from the customer portal link in your receipt, and Pro stays active until the end of the paid period. The 7-day pass never renews.
Do you offer refunds?
If Premtally can't read your file or applies a rule incorrectly, email service.platform.bookings@gmail.com within 14 days of purchase for a full refund.
Is my data uploaded?
No. Your files are read by JavaScript in your browser tab and never sent to us or anyone else. 1095-A rows aren't stored, so closing the tab clears them. Settings can be saved in this browser.
What does Premtally do?
It reads the monthly figures from Form 1095-A, works out the 2026 premium tax credit with the Form 8962 method (poverty line, applicable figure, monthly contribution, monthly credit), and compares it with the advance payments to show your extra refund or what you repay.
What changed for 2026?
The enhanced credits from 2021–2025 expired, so the credit stops above 400% of the poverty line and the applicable figures run from 2.10% to 9.96% (Rev. Proc. 2025-25). The One Big Beautiful Bill Act also removed the cap on repaying excess advance PTC for tax years after 2025.
Which poverty line is used?
For 2026 coverage, the 2025 HHS poverty guidelines: $15,650 for one person plus $5,500 per extra person in the 48 states and DC, higher in Alaska and Hawaii.
What's free?
Importing any number of rows, the full Form 8962 estimate, every month, every check, 5 income scenarios, 12 rows and 1 policy on screen and in print (with a footer). Pro shows and prints everything and exports the Excel workbook and CSVs.
What is household income?
Modified AGI for you, your spouse if filing jointly, and dependents who must file: AGI plus tax-exempt interest, untaxed foreign income and non-taxable Social Security.
What isn't covered?
Shared-policy allocation (Part IV), the alternative calculation for the year of marriage (Part V), state subsidies and Medicaid eligibility. Form 8962, its instructions and a tax professional come first.
Is this tax advice?
No. Premtally applies the rules it describes to the numbers you provide. It is an estimate to check against Form 8962.